Protect Your Journey, Secure Your Peace of Mind
Whether you are entering Canada on a Working Holiday (IEC) visa or planning a trip outside Canada, having the right travel insurance is critical. Canadian healthcare costs for non-residents are exceptionally high, and provincial plans (like AHCIP) do not cover you when traveling abroad. Securing flexible, comprehensive coverage protects you from unexpected medical bills, allowing you to focus on your adventures.
Key Overview:
Working Holiday (IEC) Insurance: Meeting Mandatory POE Requirements
Outbound Travel: Why Alberta Provincial Health is Not Enough Abroad
Emergency Medical Coverage: 24/7 Support in Your Language
Flexible Plans: Tailored for Backpackers, Expats, and Travelers
Working Holiday (IEC) Insurance
For Working Holiday (IEC) participants, travel insurance is not just recommended—it is a mandatory legal requirement. When you arrive at the Port of Entry (POE), border officers can ask for proof of insurance for your entire stay. If your policy is only for 3 months, they may shorten your work permit to match. Let’s secure the right coverage to protect your full Canadian experience.
Essential Requirements for Your IEC Visa:
Full Duration Coverage: Your policy must cover the entire length of your intended stay (up to 12 or 24 months). We help you set up seamless long-term plans to guarantee you get your full permit.
Mandatory Benefits: Under IEC rules, your insurance must include hospital care, medical treatment, and repatriation (repatriation costs to your home country). Our plans strictly satisfy all IRCC requirements.
Work-Ready Protection: Standard tourist insurance may not cover injuries sustained while working in Canada. Our specialized working holiday plans ensure you are protected whether you are at work or at play.
Outbound Travel Insurance (Leaving Canada)
The Provincial Health Gap: Provincial health care provides extremely limited or zero coverage once you leave the province or cross international borders.
U.S. Travel Medical Alert: Medical expenses in the United States are among the highest in the world. A simple emergency room visit can cost thousands of dollars without a dedicated travel policy.
Trip Interruption & Baggage: Protect your financial investment against unexpected flight cancellations, severe delays, or lost luggage during your international trips.
Pre-Existing Conditions: If you have an existing medical condition, we ensure your outbound policy features the appropriate “stability period” clause so you remain fully covered abroad.
How It Works: Simple & Secure 30-Minute Setup
We value your time and individual needs. Instead of giving you a generic policy, we learn about your specific trip goals first—whether you need extreme sports coverage or have a preferred provider. Then, we let you choose the most convenient way to finalize your purchase securely.
Our Simple 3-Step Process:
1. Share Your Trip Details: After your initial contact, we will send you a quick message to ask about your specific needs—such as your preferred insurance providers or if you plan to do sports. Based on your input, we compare top companies and prepare custom quotes for you.
2. Choose Your Closing Method: Once you review the quotes, you choose how you want to complete the secure credit card payment. You can either jump on a quick Zoom meeting with us to finalize it together, or simply email your details to us if you prefer to save time.
3. Immediate Policy Delivery: No matter which method you choose, your application is processed securely on the spot. Your official insurance certificate will be issued and emailed to you immediately, fully ready for the border or your flight.
Protect Your Next Journey
Get a custom travel insurance quote tailored to your trip and activities. Choose between a quick Zoom session or a simple email to complete your setup securely in minutes!
